Core Components: SmartWallet

SmartWallet Solutions


TradeSwitch’s® Smart Wallet allows service providers to collect payments from existing eco communities or other user communities using mobile phones. Hybrid solutions consisting of a payment card linked to a smart device or mobile phone can also be used, enabling “smart push payments”.

Users of all handset types and data-enabled smart devices can access and operate their SmartWallet through a USSD command set, SMS instructions or a SmartWallet application running on smart phones.

The SmartWallet contains multiple internal accounts that can be individually accessed and linked to specific service providers. SmartWallet also contains a budgeting facility that allows users to allocate money to specific expenses (or internal accounts).

All standard banking transactions such as balance enquiries, mini statements, wallet-to-wallet money transfers and inter-account transfers can be conveniently performed from any linked device.